💰 Built-In Payments

Get Paid Faster with Built-In Invoicing & Payments

Stop chasing invoices and waiting for bank transfers. Send professional invoices, collect payments via text or tap, automate recurring billing, and reward loyal customers — all from one platform.

Everything you need to get paid — built right in

No third-party bolt-ons. No extra subscriptions. Your invoicing, payments, and customer loyalty tools live alongside your CRM, automations, and marketing in one unified system.

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Invoicing
Create and send professional invoices in seconds. Track payment status in real time and set up automatic reminders so you never have to chase a client again.
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Estimates & Proposals
Send polished quotes your clients can approve online with one click. Once accepted, convert them straight into an invoice — no re-typing, no delays.
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Text-2-Pay
Send a payment link via SMS and let your clients pay instantly on their phone. No app downloads, no awkward chasing — just a tap and it’s done.
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Tap-2-Pay
Take in-person payments using your mobile phone’s NFC. No bulky card machine needed — just tap your client’s card or phone against yours and you’re paid.
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Recurring Billing
Set up subscriptions, retainers, and monthly payment plans that charge automatically. Perfect for ongoing services — predictable revenue without the admin.
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Order Forms
Embed checkout forms on your website with one-click upsells and bump offers. Turn visitors into paying customers without them ever leaving your page.
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Gift Cards
Sell digital gift cards directly through your platform. Track redemptions automatically and give your customers an easy way to share your business with friends and family.
Loyalty Programmes
Reward repeat customers with a built-in points system. Track purchases, offer referral incentives, and keep your best clients coming back without lifting a finger.
AIFA payments — invoicing, Text-2-Pay, and recurring billing

Trusted by thousands of businesses

Our platform powers payments for businesses across every industry — from sole traders to multi-location teams.

£5.2B+
Sales facilitated through our platform
Text-2-Pay
Send payment links via SMS — clients pay in seconds
Automated
Invoicing, reminders & recurring billing on autopilot

Live and collecting payments in under 2 weeks

We handle the entire setup. You focus on running your business — we’ll make sure you get paid on time, every time.

1

Discovery Call

We learn how you currently invoice, take payments, and follow up on overdue accounts. Then we map out the ideal payment workflow for your business.

2

Configure & Brand

We set up your invoices, payment links, order forms, and recurring billing — all branded with your logo, colours, and business details.

3

Connect & Test

We connect your payment processor (Stripe, PayPal, or direct bank), run test transactions, and set up automated reminders and receipts.

4

Go Live & Optimise

You start getting paid faster from day one. We monitor your payment flow and fine-tune reminders, upsells, and loyalty rewards as your business grows.

Common questions

We integrate with Stripe, PayPal, and direct bank payments out of the box. If you already have a payment processor, we can usually connect it — we’ll check during your discovery call.

No. Invoicing is built right into your platform alongside your CRM, automations, and marketing. You won’t need Xero, QuickBooks, or any third-party invoicing software for basic invoicing — although we can integrate with them if you prefer.

You create an invoice or payment request, then send it to your client via SMS with a single click. They receive a text with a secure payment link, tap it, enter their card details, and pay — usually within seconds. No app required.

Tap-2-Pay uses your mobile phone’s NFC chip to accept contactless payments. Your client taps their card or phone against yours — no bulky card reader or separate hardware needed. It works on most modern smartphones.

Absolutely. You can create automated recurring billing for any frequency — weekly, monthly, quarterly, or custom. Payments are collected automatically and your clients receive receipts without you doing a thing.

Yes. All payment processing is PCI DSS compliant and built to UK GDPR standards. Card details are handled securely by your payment processor — we never store sensitive payment data on our servers.

You set up a points system that rewards customers for purchases, referrals, or other actions you define. Gift cards are digital — customers buy them through your platform and recipients redeem them at checkout. Everything is tracked automatically.

What this looks like for your industry

Real-world patterns we've built for UK service businesses. Yours will look similar — tuned to your operation.

Trades & home services

Deposit at booking + balance on completion

Customer books a chimney sweep, pays a £30 deposit at the booking step. Job done → AIFA auto-sends the balance invoice by SMS pay link the same minute → most are paid before you've packed up the van.

✓ Avg debtor days from 21 to 3
Clinics & wellness

Packages & recurring subscriptions

Sell a 10-session package as a one-off, or a monthly maintenance plan on subscription. Auto-bill, auto-receipt, auto-failed-payment retry logic. No more manual chasing for the third treatment in the bundle.

✓ Subscription revenue up 4.2x in 6 months
Professional services

Retainer billing

Monthly retainer on direct debit. Failed payments auto-retry, customer notified by SMS, conversation thread captured in the CRM. Retainers actually get paid every month.

✓ Retainer attrition halved
Online businesses

Course sales & payment plans

Single-payment course, or 3-month payment plan, or pay-what-you-can. Each variant in its own funnel. Customers self-select; you don't have to choose pricing for them.

✓ Conversion lift 22% offering a 3-pay option

Pairs well with

Most clients run this alongside one or more of these.

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Ready to stop chasing payments?

Book a free 30-minute call and we’ll show you exactly how to set up invoicing, Text-2-Pay, recurring billing, and loyalty rewards for your business — no obligation.

Book Your Free Demo →

Free call · No obligation · Based in East Sussex, serving UK businesses

The job that got done but didn’t get paid for 6 weeks

Service work has a chronic payment lag problem. You quote. You do the work. You send an invoice from your accounting software. The customer says they’ll “sort it tomorrow.” Three follow-up emails later, the money lands — or it doesn’t, and you have an awkward conversation that puts the relationship under stress.

Late payment is the #1 cause of small-business cashflow stress in the UK. Average invoice gets paid 14 days late, and 1 in 5 invoices is paid more than 30 days late. That’s not customers being malicious — it’s the friction of "now I need to find my card / log into the bank app / remember to do it."

The fix isn’t harassing customers. The fix is making it easier to pay than to procrastinate. Take the deposit at the point of booking. Send a one-tap pay link the moment work is complete. Set up the recurring service on direct debit from day one. Friction down, cashflow up.

Payments wired into the place the customer’s already engaged

Payments aren’t a separate product — they’re built into every other touchpoint. Booking page? Take the deposit there. Voice AI booking a call? It can send a pay link by SMS while the customer’s still on the phone. Quote sent? Add a one-click pay-now option. Job complete? Auto-issue the invoice with a pay link the moment the appointment is marked done.

Under the hood, we run Stripe and PayPal natively. Full card payments, deposits, subscriptions, payment plans, recurring billing, text-to-pay links, and tap-to-pay on mobile. Every transaction logged against the customer in your CRM. Reconciliation reports built in. Invoices and receipts auto-generated and emailed.

Result: cashflow accelerates. Less chasing. Less debtor days. Less awkward "have you had a chance to pay that yet?" conversation.